With increasing cost of living and soaring inflation indices, investing your savings is more of a necessity than a choice. While there are several options to pick from, fixed deposits have been a consistent favourite among investors of all age groups. This is mainly because of the safety of the principal and the guaranteed returns that they offer

Why FDs are a lucrative investment option

FD interest rates are not linked to the market. This means that over the investment tenor, your interest rate will not fluctuate and your principal will remain intact. However,the interest rate is sensitive to repo rate fluctuations and moves accordingly. Following the cut in the repo rate on 7 June 2019, issuers may alter the FD interest rates in the coming days. Therefore, it is best to invest in FDs now, when the rates are higher.

Choosing the right issuer for your FD investment

To enjoy the highest FD interest rates and keep your investment safe, choose the Bajaj Finance Fixed Deposit. Here, your principal is locked for a predetermined tenor of 12–60 months, as per your preference, and it earns a high interest rate throughout.

Also, Bajaj Finance FD has the highest stability ratings by CRISIL and ICRA. This translates into absolute safety for your finances. On receiving a lump sum at maturity, you can use the hefty sum to fund various goals and expenses. For instance, you can pay for your children’s higher education, initiate a car or home purchase, finance a family vacation or use the funds to build your retirement corpus.

Irrespective of your needs and goals, you can trust Bajaj Finance with your money. It offers the best interest on your investment, up to 8.95%,depending on your customer profile and the tenor you choose. To understand better, look at the returns in store if you’re a new investor, existing customer or a senior citizen, when you invest Rs.1 lakh for 3 years.

As a new investor: 

As an existing investor:

As a senior citizen:

In addition, Bajaj Finance offers an additional 0.10% interest when you renew your FD. This allows you to grow your money even more rapidly. You can use the FD calculator to choose the right investment terms such as the deposit amount and tenor,so as to accumulate the required funds in time.

To invest for a better future with Bajaj Finance right away, fill an online form to initiate the application process.