Cyber Fraud Part 9 - Scam Through QR Code Scan

Cyber Fraud Part 9 - Scam Through QR Code Scan

Never enter UPI Pin in order to receive money

 
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Instead of receiving money, a QR code scan is utilized to send money. Watch out for the scams you observe others engaging in. It is essential that you educate yourself about the online world if you want to prevent online crimes. The focus of this article will be on Scams Through QR Code Scan

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https://cms.rbi.org.in/

What is this scam all about?

Scam Through a QR code Scan happens when someone hands over their UPI Pin and other bank account information to a fraudster. Any online purchasing and selling apps are susceptible to it. 

How do fraudsters cheat through this trick?

Consider that you posted an item you wish to sell on an internet marketplace and then received a call asking you for further information about it. 

The person will tell you that they are buying your thing and then they ask you to confirm your account by sending them your card credentials or they ask you to scan the QR Code they have sent you. Once you scanned the QR Code instead of getting money your money was debited from your account. In this case you are being scammed by the fraudster. 

When someone says they are buying anything from you, they will ask you to validate your account by sending your card information or scanning a QR code they have provided you. Instead of receiving money when you scanned the QR Code, your account balance was deducted. In this instance, the fraudster has scammed you. 

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Always keep in mind that a fraudster will gain your trust by claiming they are unable to do transactions in your account. 

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How to prevent this fraud?

  • Don’t scan the QR Code sent by a stranger in order to receive money. 
  • Don’t enter the UPI Pin sent by others to receive money. UPI Pins are always used to give money. 
  • Report the transaction to your bank immediately. 
  • Educate yourself about QR Codes before using them. 
  • Report the occurrence to the local cybercrime police station and the National Cybercrime Reporting Portal http://cybercrime.gov.in/

Sources: Click Here

 

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