On the 72nd celebration of our country’s independence, as we celebrate our Independence Day, let’s also consider the importance of becoming financially independent. Financial independence is the ticket to securing your future, which requires not just stable earnings, but also smart investments. Amid high market volatility and uncertain market conditions, fixed deposit comes across as a preferred investment avenue.
However, if you’re bothered by falling interest rates offered by most financiers, consider investing in a Bajaj Finance Fixed Deposit. For investors seeking smart investment options with maximum returns, here’s what makes Bajaj Finance FD a great option.
- Freedom to grow
Why pull your ambitions down when you can push the sky up? Bajaj Finance FD offers better returns than a savings account and some of the best FD interest rates in India. You can multiply your savings with interest rates that go as high as 8.60% for new customers. Senior citizens can also get additional returns of 0.35% over and above the regular interest rate. Just plan ahead, so you have the freedom to grow financially without any limitations.
- Freedom to choose
With investment plans ranging from a tenor of 12 months to 60 months, you can choose what suits your needs. Bajaj Finance FD offers one of the best FD interest rates in India, and you can choose when your interest is paid out. If you are interested in monthly, half-yearly, or quarterly interest payments, you can go for a non-cumulative fixed deposit from Bajaj Finance.
Alternatively, you can opt for a cumulative fixed deposit if you want accumulated interest payment on maturity. By using this option coupled with a high-interest rate, you can create a growing corpus over a period of time. With Bajaj Finance FD, you can get a lucrative interest rate for both the options.
Also, you can avail flexible tenor to diversify your investments and take advantage of laddering – meaning you can split your capital and put it into different fixed deposits so as to set different maturity dates for different FDs.
- Freedom from market volatility
Bajaj Finance FD is the only Indian NBFC with an international rating of ‘-BBB’ by S&P Global. It also has the highest stability ratings with CRISIL’s FAAA/Stable rating and ICRA’s MAAA (stable) rating, so your investments are never at risk. Irrespective of market fluctuations, you will earn the amount due to you upon maturity. Hence, Bajaj Finance FD is the safest investment option for investors with any risk type.
- Ease of investment
With Experia, your online FD account, you can invest in FD from the comfort of your home. Also, you can get a loan against FD or go for premature withdrawal of FD online. With online FD calculator, calculate your returns in advance. You can also invest in Bajaj Finance FD online, to evade lengthy processes, and invest instantly.
This Independence Day, celebrate freedom in its true sense with Bajaj Finance FD. You can start investing with just Rs. 25000 and make your savings grow.