Are you aspiring to study abroad for higher studies? Have you prepared a list of things you will need when going to an unknown place? If not, this article will make your life much easier as you will get to know the best ways to use your Student Travel Insurance policy while studying in a foreign country.
However, just buying student travel insurance is not enough as you should know how to use it properly to get the most of it. The best part is when you buy student travel insurance, you need not worry about many things, and therefore you can comfortably study without interruption.
Cashless Hospitalization: If you have a medical emergency that necessitates hospitalization. Then you can use student travel insurance coverage to cover all of your expenses, including IPD and OPD.
Pre-Existing Illness: Even if you have a pre-existing disease, you can leverage student travel insurance to get coverage.
Emergency Medical Evacuation: Sometimes, the doctors are unable to fix your medical condition, or you want further treatment in your home country, then this medical insurance can come in handy to immediately evacuate you to your home country for further treatment. You can get coverage for expenses up to 30 days or maybe more, depending on your policy end date.
Emergency Accommodation Extension: If the place of accommodation is not what was decided or it is ruined due to some natural calamities or any other reasons, you can use your student travel insurance to get new accommodation immediately.
Obtaining Duplicate Copy of Passport: If you lost your passport, you could obtain a duplicate copy using your student travel insurance without worrying about extra expenses.
Dental Treatment: Dental treatment or regular medical check-ups are very costly in many foreign countries. But you can use your student travel insurance to get an aesthetic dental treatment without burning a hole in your pocket.
Reimbursement of Trip Delays or Cancelation: A trip delay or cancellation is a real headache that can ruin your mood and empty your pocket. Still, if you have student travel insurance, you need not worry about your delays or cancellation, as you can get reimbursed under this policy coverage.
Reimbursement of loss of checked-in Baggage: Whether it is a passport or your important study notes and document, buying everything again is impossible. However, you can use your student travel insurance smartly and can save yourself from all these problems in a go. According to statista, 45% of baggage were lost or delayed due to transfer mishandling in 2019.
Loss of international Driving License: Driving in a foreign land is thrilling and exciting. But if you lost your international driving license, then it can be trouble. You can use this insurance to get your compensation up to 150 USD.
Study Interruption: If your studies get interrupted for 30 consecutive days due to your emergency hospitalization or an immediate family member's demise, this insurance plan is a saviour. You can indemnify your tuition fees.
Up-gradation to Business Class: If you require an upgrade to business class for a more comfortable flight, you can use your student travel insurance policy to get coverage for USD 1,000.
Bail Bond: If any unfortunate event happens, leading to imprisonment. Then, you can use this insurance coverage to get a bail bond.
Sponsored Protection: In case of accidental death of the insured person's sponsor, the student travel insurance helps the insured by paying his tuition fees.
Compassionate visit: If a compassionate visit by a member of the insured's immediate family is required, the compassionate visit is covered by student travel insurance.
Accidental Death Compensation: In the unfortunate event of the insured person's demise, the family can get pre-decided compensation from the insurer.
There are so many ways that a student studying abroad can make full use of his student travel insurance plan. With so many features and benefits available at Care overseas student travel insurance, one can study comfortably without worrying about other things. A comprehensive student travel insurance policy will take care of all your hassles, making your life much easier.