Fixed deposit is one of the most sought-after products, by most investors with a low-risk appetite. When you have a steady investment goal, a long-term fixed deposit will help you reach the goal, irrespective of market fluctuations. Unlike market-based investment instruments, fixed deposit is a low-risk product that offers lucrative returns over longer tenures.

Although market-based investment is high-yielding, sometimes almost instantly, it also comes with higher risks. This is why fixed deposit is a smart choice for safe investments. At Bajaj Finance Limited, you get attractive interest rates for your investment savings. A fixed deposit scheme from Bajaj Finance can help grow your investment corpus over time.

Here is why Bajaj Finance FD can be a rewarding addition to your investment portfolio:

• Attractive interest rates: Bajaj Finance FD as a low-risk financial instrument provides non-senior citizens with FD interest rates of up to 6.60% and offers senior citizens interest rates up to 6.85%. Non senior citizens can also look for an additional rate benefit of 0.10% on investing in a Bajaj Finance online FD.
• Safety and security: Bajaj Finance Limited is known to have high stability and credibility. It has the highest ratings of FAAA from CRISIL and MAAA from ICRA, which point towards highest safety of deposit. With a deposit book of more than Rs. 22,000 crores and 2,35,000 unique FD customers, Bajaj Finance FD has garnered trust, from investors across the country.
• Pre-determined maturity values: With Bajaj Finance FD, you can choose tenure of fixed deposit according to your convenience. You can start investing in a fixed deposit with just Rs. 25,000. Additionally, you can also look for auto renewal of deposits on maturity. Bajaj Finance FD also enables you to get pay-outs on a periodic basis, along with the option to get returns at maturity.
• Multiple FD schemes: Apart from the regular FD plans, Bajaj Finance FD also provides an option to save with Systematic Deposit Plan (SDP), which provides investors with a monthly savings option, allowing them to invest small quantities every month. Each deposit is considered as a separate FD with prevailing interest rates. Bajaj Finance Limited also provides a multiple deposit facility, where investor is given the option to invest in multiple fixed deposits through a single cheque payment. This allows the investors to invest in different tenures and interest rates.
• Value-added services: Bajaj Finance FD provides you with the facility of FD calculator, a free investment tool that enables you to calculate maturity amount based on your interest rates, principal amount, and tenure. This enables you to plan your investment goals in advance. In case of emergencies, Bajaj Finance Limited also allows for premature withdrawal of deposits and avail a loan against it to avoid loss of interest.

Invest in a Bajaj Finance online FD to lock into prevailing FD rates in less than 5 minutes, so you can keep growing your savings easily. This hassle-free process can ensure you benefit from an end-to-end paperless process, from the comfort of your home.