Want to Build a ₹25 Lakh Fund? Save ₹45 with This LIC Scheme and Get Rich
Want to build long-term savings with a small daily contribution? Here is how the LIC New Jeevan Anand Plan works, including its bonuses, life cover and ₹25 lakh calculation.
September 28, 2026: LIC has been a trusted partner in savings and insurance for Indians for several decades. The company offers various schemes for its customers. Some plans provide pension benefits, while others offer regular income. However, the scheme discussed here offers the benefit of two types of bonuses. We are talking about the popular LIC New Jeevan Anand Plan. What exactly does an investor get under this scheme? Let’s understand.
Benefits of Double Bonus
If you want to avoid the burden of making large investments and prefer to build savings through small regular contributions, the LIC New Jeevan Anand Plan can be an option. Life Insurance Corporation of India offers two types of bonuses under the plan: a reversionary bonus and a final additional bonus.
Insurance Protection Even After Maturity
LIC New Jeevan Anand offers multiple benefits, which is one of the reasons for its popularity. A special feature of this plan is that it not only provides a maturity benefit but also continues to offer life insurance protection after maturity, subject to the policy terms and conditions. This means you can receive a maturity amount while also having life insurance coverage under the plan.
You Can Build a Fund of Rs 25 Lakh by Saving Rs 45 Every Day
You can potentially build a fund of around Rs 25 lakh under this scheme by saving approximately Rs 45 every day. This works out to around Rs 1,358 per month. However, the investment needs to be made over a long period. If you invest in this plan for 35 years, the maturity amount could reach around Rs 25 lakh, based on the figures mentioned here. At Rs 1,358 per month, the annual contribution would be around Rs 16,300.
Complete Calculation of Bonuses
If you take an LIC New Jeevan Anand policy with a sum assured of Rs 5 lakh, the figures mentioned in this calculation suggest that you could accumulate around Rs 5.70 lakh through the basic policy benefit over 35 years. In addition, you could receive a reversionary bonus of around Rs 8.60 lakh and a final additional bonus of around Rs 11.50 lakh. Together, these benefits can significantly increase the overall amount received under the policy, subject to the applicable policy terms and bonus declarations.
