How to Apply for UGRO Capital Business Loan via Bajaj Markets

Udaipur, Sept 18, 2025: For business owners seeking a quick and paperless way to raise funds, applying for a UGRO Capital business loan through Bajaj Markets offers speed, ease, and flexibility. The process is entirely digital, and you can get funds up to ₹50 Lakhs without pledging collateral.

Here’s everything you need to know to apply for a business loan confidently and complete the process accurately.

Features to Consider When Applying for a UGRO Capital Business Loan on Bajaj Markets

Below is a comparison of key benefits you enjoy when applying through Bajaj Markets:

Disclaimer: The details mentioned above are subject to constant change at the lender’s discretion.

Eligibility and Documentation

Before applying, make sure you meet these requirements and have the right documents ready:

Eligibility Criteria:

• Registered business type: Sole Proprietorship, Partnership Firm, or Private Limited Company
• Active bank account with ePDF or net banking access
• Aadhaar-linked mobile number in working condition

Required Documents:

• PAN and Aadhaar Card
• Address proof (e.g., utility bill or rent agreement)
• Any one business proof: GST certificate, shop establishment certificate, or registration document

Step-by-Step: How to Apply for UGRO Capital Business Loan via Bajaj Markets

Follow these steps to complete your application confidently:

1. Visit the Official Application Page

Visit UGRO Capital Business Loan page on Bajaj Markets website. 

2. Click on ‘Check Loan Eligibility’

You will be redirected to another page where you need to check your eligibility. If you are eligible, you can go ahead for the application page. However, it's important to note down that getting an eligibility check doesn’t mean instant approval, it’s just to see if you're pre-qualified based on basic information.

3. Enter Your Basic Details

Fill out the initial form with the following:

• Profession: Select your profession or business type
• Mobile Number: An OTP will be sent for verification
• Pincode: This helps route your application to nearby partner branches or relevant lenders

Once completed, enter the OTP received on your mobile.

4. Review Loan Offers and Select Preferences

After OTP verification, you’ll see options from UGRO Capital (and possibly other lenders). You’ll be prompted to:

• Choose your loan amount
• Select a suitable repayment tenure
• Confirm the interest rate offered
• Accept terms and conditions
• Click Check Offer to proceed

How to Decide Loan Amount, Tenure, and Interest Rate

Before confirming your loan offer, take a few minutes to evaluate:

• Use the Business Loan EMI Calculator

This tool lets you try different combinations of loan amount, tenure, and rate to estimate your EMI.

• Choosing the Loan Amount

Borrow only what you need to meet your business goals. Avoid over-borrowing to prevent financial pressure.

• Selecting the Tenure

Shorter tenure means higher EMIs but lower total interest. Longer tenure reduces EMI but increases interest paid. Align this with your cash inflows.

Here’s an example:

Suppose you take a ₹5 lakh personal loan at 12% interest:

So, if you can afford higher EMIs based on your monthly income, choosing a shorter tenure helps save on interest. If cash flow is tight, a longer tenure lowers EMI but costs more overall. Always match tenure with your monthly budget.

• Is the Interest Rate Competitive

UGRO Capital offers rates starting at 24% p.a. Use the EMI calculator to assess whether the monthly cost fits within your budget.

Final Step: Submit Your Application

Once you’ve selected your loan and reviewed the details:

• Upload required documents
• Submit the application
• A representative will contact you to verify details or assist with final steps

If everything checks out, disbursal may happen within 3 business days.

Conclusion

Applying for a UGRO Capital Business Loan through Bajaj Markets is straightforward if you understand the steps involved. From eligibility check to EMI planning, the platform simplifies every stage.

UGRO Capital is an RBI-registered NBFC, making it a regulated and reliable lender. The loan is unsecured, offers flexible tenure, and includes a line of credit option. With the right information and tools like an EMI calculator, you can apply confidently and make informed borrowing decisions.