Post Office Small Savings Rates Unchanged Till March End

Jan 3, 2026 - There is good news for small savings investors. Those who invest in Recurring Deposits (RD) and Fixed Deposits (FD) at post offices will continue to receive benefits at the existing interest rates for the next three months. Any changes in interest rates will only be applicable from the financial quarter beginning in April 2026.

According to an order issued by the Ministry of Finance, there will be no change in interest rates of any small savings schemes currently running in post offices. This decision is beneficial for consumers, as it provides stability and assured returns on their investments.

Current Interest Rates

• Sukanya Samriddhi Yojana – 8.2%
• Senior Citizens Savings Scheme – 8.2%
• Monthly Income Scheme – 7.4%
• Savings Bank Account – 4.0%
• 2–3 Year Time Deposit – 7.0% – 7.1%
• Public Provident Fund (PPF) – 7.1%
• Recurring Deposit (RD) – 6.7%
• 5 Year Time Deposit – 7.5%
• 1 Year Time Deposit – 6.9%

Source: Media Reports

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