Udaipur, October 30, 2025: A sum of Rs. 101.47 Crore has been lying unclaimed in 2,86,243 Bank Accounts across Udaipur district. These accounts are awaiting their rightful heirs for many years now. In Banking parlance, these are called Unclaimed Deposits. To ensure that these unclaimed deposits reach the rightful owners, the Reserve Bank of India (RBI) has launched the Aapki Poonji Aapka Adhikar ("Your Capital, Your Rights") campaign, under the direction of the Finance Ministry of the Government of India.

As part of this campaign, a special camp will be held in Udaipur on Saturday, November 1, at 10:00 am, under the chairmanship of RBI Governor Sanjay Malhotra, at the Solitaire Resort located on 100 Feet Road, opposite Opera Garden, Shobhagpura. Officials from all banks, including SBI, SEBI, insurance companies, and pension funds will be present at the camp.

Lead District Manager Sanjay Kumar Gupta explained that due to lack of awareness or sometimes, by accident, individuals are unable to declare heirs to their bank accounts or other assets while they are alive. Consequently, after their death, their assets remain unclaimed and idle in banks or other financial institutions like insurance companies. To ensure this money reaches the rightful heirs, the RBI has launched the "Your Capital, Your Rights" campaign. The camp will provide information on unclaimed deposits, unclaimed insurance claims, unclaimed dividends, unclaimed shares, and mutual funds, as well as assistance with the claim process.

Unclaimed Deposits Portal

Lead District Manager Gupta explained that any citizen can access information on unclaimed deposits through the RBI's UDGAM (Unclaimed Deposits Gateway to Access Information) portal. They can also find out which bank holds unclaimed deposits by using the name of any member of their family. First, visit the official website of the UDGAM portal. If you're using it for the first time, you'll need to register by entering your mobile number. If you're already registered, log in using your details.

After logging in, you'll need to enter some essential details to search for unclaimed deposits, such as the account holder's name, PAN number, Aadhaar number, voter ID, or date of birth. This portal allows you to access information about unclaimed deposits in 30 banks. Once you've identified the bank with which your unclaimed deposit is held, contact that bank's website or branch directly.

The bank will provide information on the process for claiming unclaimed deposits. Required documents (identity proof, address proof, and proof of deposit) must be submitted when making a claim. Claims for refunds must be filed through the respective bank.

Information on unclaimed deposits in these banks is available on the UDGAM portal:

1. Axis Bank Ltd.
2. Bank of Baroda
3. Bank of India
4. Bank of Maharashtra
5. Canara Bank
6. Central Bank of India
7. Citibank N.A.
8. DBS Bank India Ltd.
9. Dhanlaxmi Bank Ltd.
10. Federal Bank
11. HDFC Bank
12. HSBC Ltd.
13. ICICI Bank
14. IDBI Bank
15. Indian Bank
16. Indian Overseas Bank
17. IndusInd Bank
18. Jammu & Kashmir Bank Ltd.
19. Karnataka Bank Ltd.
20. Punjab National Bank
21. Kotak Mahindra Bank
22. Punjab & Sind Bank
23. Saraswat Cooperative Bank
24. South Indian Bank Ltd.
25. Standard Chartered Bank
26. State Bank of India
27. Tamil Nadu Mercantile Bank
28. The Karur Vysya Bank Ltd.
29. UCO Bank
30. Union Bank of India